Looking for just the condominium options home loan programs in USA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Condominium Options Loan Programs
Check out the most popular condominium options loan programs in USA
Conventional Purchase Loan
Most PopularBest For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
Condominium Options Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
Conventional Purchase Loan
Best For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
VA Purchase Loan
Best For: Lowest Rates, Zero Down
VA purchase loan program with no down payment requirement, competitive interest rates, limited closing costs, and no private mortgage insurance.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$766,550
HomeOne® Purchase Loan
Best For: First Time Homebuyers, Easy Process
A low down payment solution to help first time homebuyers with limited savings take advantage of the benefits of a conventional loan program.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
VA High-Balance Purchase Loan
Best For: Large Loan Amounts, Zero Down
The VA high-balance mortgage (often called "VA Jumbo") is used for loans above the conforming limit—allowing homebuyers to maximize their VA benefits.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$1,500,000
Special Programs for Condominium Options
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
CalHFA MyHome Assistance Program
Best For: First Time Homebuyers, Zero Down
The CalHFA MyHome Assistance Program provides up to 3% in down payment assistance in the form of a deferred payment mortgage.
Min. Credit Score
680
Min. Down Payment
0%
Max. Loan Amount
$1,089,300
Up to 3.00% of 1st Loan Amount Program Benefit Amount
AZIDA HOME+PLUS 5% Assistance
Best For: First Time Homebuyers, Zero Down
The HOME+PLUS program provides up to 5% down payment and closing cost assistance for your Arizona home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 5.00% of 1st Loan Amount Program Benefit Amount
Virginia Housing FHA Loan
Best For: First Time Homebuyers, Low Credit Scores, Easy Qualification
FHA program for Virginia residents with competitive interest rates and down payment assistance options.
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$330,000 - $665,000
FHFC Bond HFA Conventional Loan - Median Income
Best For: First Time Homebuyers, Lowest Rates, Easy Qualification
Florida Housing Conventional Loan for first time homebuyers with incomes above 80% AMI that can be paired with FHFC's FL Assist or FL HLP programs.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
AZIDA HOME+PLUS 4% Assistance
Best For: First Time Homebuyers, Zero Down
The HOME+PLUS program provides up to 4% down payment and closing cost assistance for your Arizona home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 4.00% of 1st Loan Amount Program Benefit Amount
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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