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See What Loans You May Qualify For
If you're curious to see what mortgage programs would fit your home purchase or refinance goals, start here.
97% LTV Conventional Purchase
Best For: First Time Homebuyers, Low Down Payments
The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$726,200
AIG Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Lowest Rates
Fixed-rate jumbo mortgage option for loan amounts up to $2 million—also available for second homes and investment properties.
Min. Credit Score
680
Min. Down Payment
20%
Max. Loan Amount
$2,000,000
AZIDA Conventional Purchase - Low Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for low income Arizona residents seeking down payment assistance, offered by The Arizona Industrial Development Authority (AZIDA).
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
AZIDA Conventional Purchase - Median Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for median income Arizona residents seeking down payment help, offered by The Arizona Industrial Development Authority (AZIDA).
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
AZIDA FHA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
FHA program for Arizona residents seeking down payment assistance, offered by The Arizona Industrial Development Authority (AZIDA).
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
AZIDA HOME+PLUS 2% Assistance
Best For: First Time Homebuyers, Zero Down
The HOME+PLUS program provides up to 2% down payment and closing cost assistance for your Arizona home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Up to 2.00% of 1st Loan Amount Program Benefit Amount
AZIDA HOME+PLUS 3% Assistance
Best For: First Time Homebuyers, Zero Down
The HOME+PLUS program provides up to 3% down payment and closing cost assistance for your Arizona home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 3.00% of 1st Loan Amount Program Benefit Amount
AZIDA HOME+PLUS 4% Assistance
Best For: First Time Homebuyers, Zero Down
The HOME+PLUS program provides up to 4% down payment and closing cost assistance for your Arizona home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 4.00% of 1st Loan Amount Program Benefit Amount
AZIDA HOME+PLUS 5% Assistance
Best For: First Time Homebuyers, Zero Down
The HOME+PLUS program provides up to 5% down payment and closing cost assistance for your Arizona home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 5.00% of 1st Loan Amount Program Benefit Amount
AZIDA USDA-RD Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA rural develpment option for Arizona residents seeking down payment assistance, offered by The Arizona Industrial Development Authority (AZIDA).
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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