Looking for just the below market interest rates home loan programs in USA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Below Market Interest Rates Loan Programs
Check out the most popular below market interest rates loan programs in USA
Homes for Iowans FHA Program
Most PopularBest For: Flexible Terms, First Time Homebuyers, Rate Reduction, Low Credit Scores, Lowest Rates, Easy Process
Affordable FHA loans with down payment assistance for Iowa homebuyers.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Below Market Interest Rates Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
Homes for Iowans FHA Program
Best For: Flexible Terms, First Time Homebuyers, Rate Reduction, Low Credit Scores, Lowest Rates, Easy Process
Affordable FHA loans with down payment assistance for Iowa homebuyers.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Special Programs for Below Market Interest Rates
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Utah Housing Conventional Purchase - Low Income
Best For: Lowest Rates, Zero Down, Easy Process
Conventional financing for low income Utah residents seeking down payment and closing cost assistance.
Min. Credit Score
700
Min. Down Payment
3%
Max. Loan Amount
$726,200
Utah Housing FirstHome DPA Second
Best For: First Time Homebuyers, Zero Down
Utah residents who are 1st time homebuyers can get up to 6% in assistance for down payment and closing costs from the Utah Housing Corporation (UHC).
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 6% or $25,000, whichever is less Program Benefit Amount
FHFC Bond HFA Conventional Loan - Median Income
Best For: First Time Homebuyers, Lowest Rates, Easy Qualification
Florida Housing Conventional Loan for first time homebuyers with incomes above 80% AMI that can be paired with FHFC's FL Assist or FL HLP programs.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
FHFC First FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Zero Down, Easy Qualification
Bond FHA program for Florida first time homebuyers with below market interest rates, easy qualification and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Utah Housing FirstHome FHA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates
FHA program for Utah first time homebuyers seeking down payment assistance, offered by the Utah Housing Corporation (UHC).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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