Looking for just the high-balance mortgage home loan programs in Upland, CA that fit your unique situation? Start your free personalized mortgage review by clicking here.
High-Balance Mortgage Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Upland, CA:
VA High-Balance Purchase Loan
Best For: Large Loan Amounts, Zero Down
The VA high-balance mortgage (often called "VA Jumbo") is used for loans above the conforming limit—allowing homebuyers to maximize their VA benefits.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$1,500,000
Special Programs for High-Balance Mortgage
These additional loan programs available in Upland, CA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
CalHFA FHA Loan
Best For: First Time Homebuyers, Low Down Payments, Lowest Rates
FHA program for California residents with below market interest rates and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $1,089,300
CalPLUS with ZIP FHA Loan
Best For: First Time Homebuyers, Low Down Payments, Low Credit Scores
The CalPLUS FHA program is an FHA loan paired with the CalHFA Zero Interest Program (ZIP) for closing costs.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $1,089,300
CalHFA MyHome Assistance Program
Best For: First Time Homebuyers, Zero Down
The CalHFA MyHome Assistance Program provides up to 3% in down payment assistance in the form of a deferred payment mortgage.
Min. Credit Score
680
Min. Down Payment
0%
Max. Loan Amount
$1,089,300
Up to 3.00% of 1st Loan Amount Program Benefit Amount
CalPLUS with ZIP Conventional Loan - Low Income
Best For: First Time Homebuyers, Low Down Payments
Conventional loan with closing cost assistance for low income California homebuyers with low mortgage insurance and down payment assistance options.
Min. Credit Score
680
Min. Down Payment
3%
Max. Loan Amount
$726,200 - $1,089,300
CalPLUS with ZIP Conventional Loan - Median Income
Best For: First Time Homebuyers, Low Down Payments
Conventional loan with built-in closing cost assistance and options for down payment assistance for California homebuyers with incomes above 80% AMI.
Min. Credit Score
680
Min. Down Payment
3%
Max. Loan Amount
$726,200 - $1,089,300
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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