Looking for just the rural areas home loan programs in Spalding County, GA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Rural Areas Loan Programs
Check out the most popular rural areas loan programs in Spalding County, GA
USDA Purchase Loan
Most PopularBest For: Zero Down, Easy Process
Home loans with up to 100% financing and lower mortgage insurance for low to moderate income homebuyers in eligible rural areas.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$766,550
Rural Areas Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Spalding County, GA:
USDA Purchase Loan
Best For: Zero Down, Easy Process
Home loans with up to 100% financing and lower mortgage insurance for low to moderate income homebuyers in eligible rural areas.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$766,550
Special Programs for Rural Areas
These additional loan programs available in Spalding County, GA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Chenoa Fund FHA Manufactured Home Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
599.98
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Triad Home Only & LandPlus Program
Best For: Flexible Terms, First Time Homebuyers
Triad Home Only & LandPlus Chattel Program
Min. Credit Score
550
Min. Down Payment
5%
Max. Loan Amount
$800,000
Compeer RuraLiving Hobby Farm Program
Best For: Flexible Terms, Large Loan Amounts
Compeer Hobby Farm Program
Min. Credit Score
680
Min. Down Payment
20%
Max. Loan Amount
No Limits
First National Bank of America Near Miss Program
Best For: Flexible Terms, First Time Homebuyers, Low Credit Scores
FNBA Near Miss Program
Min. Credit Score
600
Min. Down Payment
15%
Max. Loan Amount
No Limits
Triad Financial Services Manuf Land Home Program
Best For: First Time Homebuyers, New Construction
Triad Manufactured Land+Home
Min. Credit Score
550
Min. Down Payment
5%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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