Looking for just the investment property options home loan programs in Spalding County, GA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Investment Property Options Loan Programs
Check out the most popular investment property options loan programs in Spalding County, GA
Conventional Purchase Loan
Most PopularBest For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
Conventional Rate-and-Term Refinance
Most PopularBest For: Flexible Terms, Rate Reduction, Easy Process
Popular refinancing option for loan amounts under the conforming loan limit. Flexible qualification and attractive benefits to qualified homeowners.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
Investment Property Options Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Spalding County, GA:
Conventional Purchase Loan
Best For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
Flagstar Jumbo Express Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Savvy Investors
Flexible jumbo purchase option with 10% down option, flexible qualification guidelines, and lower credit score requirements.
Min. Credit Score
660
Min. Down Payment
10%
Max. Loan Amount
$3,500,000
Chase Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $3 million—down payments as low as 10.01% and flexible qualification.
Min. Credit Score
680
Min. Down Payment
10.01%
Max. Loan Amount
$3,000,000
Wells Fargo Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $3 million—flexible qualification and competitive interest rates.
Min. Credit Score
700
Min. Down Payment
20%
Max. Loan Amount
$3,000,000
AIG Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Lowest Rates
Fixed-rate jumbo mortgage option for loan amounts up to $2 million—also available for second homes and investment properties.
Min. Credit Score
680
Min. Down Payment
20%
Max. Loan Amount
$2,000,000
Special Programs for Investment Property Options
These additional loan programs available in Spalding County, GA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
HomeStyle® Renovation Purchase Loan
Best For: High Credit Scores, Home Renovations
HomeStyle® allows for the renovation budget to be financed into the loan, allowing homebuyers to turn their house into their dream home.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
Up to 75% of Price or ValueYour Estimated Renovation Fund
HomeStyle® Renovation Refinance
Best For: Savvy Investors, Home Renovations
With HomeStyle®, homeowners can refinance with a budget for renovations, allowing them to turn their house into their dream home.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
Up to 75% of Price or ValueYour Estimated Renovation Fund
CHOICERenovation® Purchase Loan
Best For: Savvy Investors, Home Renovations
Include for home improvements and repairs in your conventional loan this convenient and flexible program for renovations from Freddie Mac.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
Up to 75% of Price or ValueYour Estimated Renovation Fund
CHOICERenovation® Refinance
Best For: Savvy Investors, Home Renovations
Refinance with funds for home improvements and repairs with this convenient and flexible program for renovations from Freddie Mac.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
Up to 75% of Price or ValueYour Estimated Renovation Fund
Angel Oak - Portfolio Select Mortgage Loan
Best For: Flexible Terms, Low Credit Scores, Cash-Out
Portfolio Select loans from $125k - $2.5 Million.
Min. Credit Score
660
Min. Down Payment
15%
Max. Loan Amount
$2,500,000
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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