UHC (Utah Housing Corporation)
State Housing Agency
Established by the Utah Legislature in 1975, Utah Housing was created to provide safe and decent housing for low and moderate income families. It is the primary provider of down payment assistance program in Utah. Utah Housing Corporation (UHC)'s loan programs allow an eligible Utah homebuyer to borrow all or a portion of their down payment and closing costs. There are options for first time and repeat homebuyers, as well as for those with lower credit scores.
First Mortgage Programs Offered by UHC (Utah Housing Corporation)
Utah Housing FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores
FHA program for Utah residents seeking down payment assistance, offered by the Utah Housing Corporation (UHC).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Utah Housing VA Purchase Loan
Best For: Low Credit Scores, Zero Down
Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
Utah Housing Conventional Purchase - Low Income
Best For: Lowest Rates, Zero Down, Easy Process
Conventional financing for low income Utah residents seeking down payment and closing cost assistance.
Min. Credit Score
700
Min. Down Payment
3%
Max. Loan Amount
$726,200
Utah Housing Conventional Purchase - Median Income
Best For: Zero Down, Easy Process
Conventional financing option for Utah residents seeking down payment and closing cost assistance.
Min. Credit Score
720
Min. Down Payment
5%
Max. Loan Amount
$726,200
Utah Housing FirstHome FHA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates
FHA program for Utah first time homebuyers seeking down payment assistance, offered by the Utah Housing Corporation (UHC).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Utah Housing FirstHome VA Loan
Best For: Low Credit Scores, Lowest Rates, Zero Down
Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
Second Mortgage Programs Offered by UHC (Utah Housing Corporation)
Utah Housing FirstHome DPA Second
Best For: First Time Homebuyers, Zero Down
Utah residents who are 1st time homebuyers can get up to 6% in assistance for down payment and closing costs from the Utah Housing Corporation (UHC).
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 6% or $25,000, whichever is less Program Benefit Amount
Special Offers from UHC (Utah Housing Corporation)
Utah First-Time Homebuyer Law Enforcement Grant
An interest-free, forgivable grant to Utah Law Enforcement and Correctional Officers that can be combined with Utah Housing's first mortgage loan programs and down payment assistance second mortgage. There is no payment and no interest. The grant can be up to 3.5% of the purchase price, not to exceed $25,000. Can be used for down payment assistance, closing costs, mortgage interest rate buydowns, or paid-in-advance mortgage insurance.
See If You Qualify for UHC (Utah Housing Corporation) Loans
* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by Utah Housing Corporation (UHC) or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
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