Utah First-Time Homebuyer Law Enforcement Grant

Type

Grant Money

Special Requirements

First Time Homebuyer

A portion of the grant is forgiven each year the individual is employed in Utah as a law enforcement or correctional officer and occupies the home as their primary residence. First time homebuyer requirement may be waived under certain conditions.


Benefit

Utah Law Enforcement Grant

Start Date

07/06/2022

End Date

Permanent

How it works

An interest-free, forgivable grant to Utah Law Enforcement and Correctional Officers that can be combined with Utah Housing's first mortgage loan programs and down payment assistance second mortgage. There is no payment and no interest. The grant can be up to 3.5% of the purchase price, not to exceed $25,000. Can be used for down payment assistance, closing costs, mortgage interest rate buydowns, or paid-in-advance mortgage insurance.

Loan Programs that can be used with this special offer
COPY - Utah Housing VA Purchase Loan

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$647,200

Utah Housing VA Purchase Loan COPY

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing VA Purchase Loan COPY

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing VA Purchase Loan COPY

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing VA Purchase Loan COPY

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing VA Purchase Loan COPY

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing Conventional Purchase - Median Income

Best For: Zero Down, Easy Process

Conventional financing option for Utah residents seeking down payment and closing cost assistance.

Min. Credit Score

720

Min. Down Payment

5%

Max. Loan Amount

$726,200

Utah Housing Conventional Purchase - Low Income

Best For: Lowest Rates, Zero Down, Easy Process

Conventional financing for low income Utah residents seeking down payment and closing cost assistance.

Min. Credit Score

700

Min. Down Payment

3%

Max. Loan Amount

$726,200

Utah Housing VA Purchase Loan

Best For: Low Credit Scores, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing FHA Purchase Loan

Best For: First Time Homebuyers, Low Credit Scores

FHA program for Utah residents seeking down payment assistance, offered by the Utah Housing Corporation (UHC).

Min. Credit Score

620

Min. Down Payment

3.5%

Max. Loan Amount

$472,030

Utah Housing FirstHome FHA Loan

Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates

FHA program for Utah first time homebuyers seeking down payment assistance, offered by the Utah Housing Corporation (UHC).

Min. Credit Score

620

Min. Down Payment

3.5%

Max. Loan Amount

$472,030

Utah Housing FirstHome VA Loan

Best For: Low Credit Scores, Lowest Rates, Zero Down

Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

$726,200

Utah Housing Score Loan COPY

Best For: Low Credit Scores, Zero Down

Utah residents with lower credit scores can get up to 4% for down payment and closing costs from the Utah Housing Corporation (UHC).

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

No Limits

Utah Housing Score Loan COPY

Best For: Low Credit Scores, Zero Down

Utah residents with lower credit scores can get up to 4% for down payment and closing costs from the Utah Housing Corporation (UHC).

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

No Limits

Utah Housing Score Loan COPY

Best For: Low Credit Scores, Zero Down

Utah residents with lower credit scores can get up to 4% for down payment and closing costs from the Utah Housing Corporation (UHC).

Min. Credit Score

620

Min. Down Payment

0%

Max. Loan Amount

No Limits

Utah Housing HomeAgain Loan COPY

Best For: First Time Homebuyers, Zero Down

Utah residents, including repeat homebuyers, can get up to 6% for down payment and closing costs from the Utah Housing Corporation (UHC).

Min. Credit Score

660

Min. Down Payment

0%

Max. Loan Amount

No Limits

Utah Housing FirstHome DPA Second

Best For: First Time Homebuyers, Zero Down

Utah residents who are 1st time homebuyers can get up to 6% in assistance for down payment and closing costs from the Utah Housing Corporation (UHC).

Min. Credit Score

660

Min. Down Payment

0%

Max. Loan Amount

No Limits

* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.

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