Looking for just the rmm's top picks home loan programs in USA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular RMM's Top Picks Loan Programs
Check out the most popular rmm's top picks loan programs in USA
HomeReady® Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
97% LTV Conventional Purchase
Most PopularBest For: First Time Homebuyers, Low Down Payments
The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
RMM's Top Picks Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
HomeReady® Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
97% LTV Conventional Purchase
Best For: First Time Homebuyers, Low Down Payments
The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
Onslow Bay Investor & Second Home (Investor Max)
Best For: Flexible Terms, High Credit Scores, Savvy Investors
Vacation Max Investor & Second Home
Min. Credit Score
N/A
Min. Down Payment
20%
Max. Loan Amount
No Limits
Homes for Iowans FHA Program
Best For: Flexible Terms, First Time Homebuyers, Rate Reduction, Low Credit Scores, Lowest Rates, Easy Process
Affordable FHA loans with down payment assistance for Iowa homebuyers.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Special Programs for RMM's Top Picks
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
CalHFA MyHome Assistance Program
Best For: First Time Homebuyers, Zero Down
The CalHFA MyHome Assistance Program provides up to 3% in down payment assistance in the form of a deferred payment mortgage.
Min. Credit Score
680
Min. Down Payment
0%
Max. Loan Amount
$1,089,300
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Montana Housing VA DPA Advantage Program
Best For: First Time Homebuyers, Low Down Payments, Zero Down
MBOH FHA DPA Advantage Program
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
No Limits
CalHFA Dream For All Program
Best For: First Time Homebuyers, Zero Down
The CalHFA Dream For All Program provides up to 20% in assistance in the form of a deferred payment mortgage that is later repaid with appreciation.
Min. Credit Score
680
Min. Down Payment
0%
Max. Loan Amount
$1,089,300
Up to 20.00% of 1st Loan Amount Program Benefit Amount
Nevada Housing FHA Loan - Home First
Best For: First Time Homebuyers, Low Down Payments, Lowest Rates
FHA program for Nevada residents with subsidized interest rates & down payment assistance options.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$570,000
Nevada Housing VA Loan - Home First
Best For: First Time Homebuyers, Low Down Payments, Lowest Rates
VA program for Nevada residents with subsidized interest rates & down payment assistance options.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$570,000
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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