Looking for just the most popular home loan programs in USA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Most Popular Loan Programs
Check out the most popular most popular loan programs in USA
Conventional Purchase Loan
Most PopularBest For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
Most Popular Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
Conventional Purchase Loan
Best For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$766,550
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
HomeReady® Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
HomeOne® Purchase Loan
Best For: First Time Homebuyers, Easy Process
A low down payment solution to help first time homebuyers with limited savings take advantage of the benefits of a conventional loan program.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
USDA Purchase Loan
Best For: Zero Down, Easy Process
Home loans with up to 100% financing and lower mortgage insurance for low to moderate income homebuyers in eligible rural areas.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$766,550
Special Programs for Most Popular
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Texas Veteran VA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Zero Down
The TexVet VA Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan and zero down.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$726,200
CalHFA MyHome Assistance Program
Best For: First Time Homebuyers, Zero Down
The CalHFA MyHome Assistance Program provides up to 3% in down payment assistance in the form of a deferred payment mortgage.
Min. Credit Score
680
Min. Down Payment
0%
Max. Loan Amount
$1,089,300
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Texas Veteran Conventional Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates
The TexVet Conventional Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$726,200
Texas Veteran FHA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates
The TexVet FHA Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan and easier qualification.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $571,550
Home in Five FHA Loan
Best For: First Time Homebuyers, Low Down Payments
FHA program for Maricopa County, AZ residents seeking down payment assistance through the Home in Five Program.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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