TDHCA Texas Mortgage Credit Certificate (MCC)
MCC (Mortgage Credit Certificate)
Veteran or Active-Duty Military, First Time Homebuyer
ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by the Texas Department of Housing Community Affairs (TDHCA) or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
Up to $2,000 tax credit per year
01/30/2022
Permanent
TDHCA's Texas Mortgage Credit Certificate (MCC) is an interest tax credit that is used to reduce your federal income tax responsibility each year. It is specifically for first time homebuyers and veterans and must be paired with TDHCA's "My First Texas Home" program.
Loan Programs that can be used with this special offer
TDHCA VA Purchase Loan
Best For: First Time Homebuyers, Zero Down
VA program for Texas Veterans seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
TDHCA FHA Purchase Loan
Best For: First Time Homebuyers, Easy Qualification
FHA program for Texas residents seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $571,550
TDHCA USDA Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA program for Texas residents seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$336,500 - $386,400
TDHCA My First Texas Home
Best For: First Time Homebuyers, Zero Down
Up to 5% down payment and closing cost assistance for Texas first time homebuyers with either forgivable or repayable assistance.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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