TDHCA Bonus Gift Dollars
Grant Money
First Time Homebuyer
Only available in Bastrop, Blanco, Burnet, Caldwell, Fayette, Hays, Lee, Llano, Williamson, and parts of Harris County.
Up to $12,500 in additional grant
12/30/2022
12/31/2023
The Texas Homebuyer Program has partnered with local Housing Finance Agencies in certain eligible counties in Texas to offer free gift funds to be used in conjunction with the TDHCA Down Payment Assistance Programs.
Loan Programs that can be used with this special offer
TDHCA VA Purchase Loan
Best For: First Time Homebuyers, Zero Down
VA program for Texas Veterans seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
TDHCA Conventional Purchase Loan
Best For: First Time Homebuyers, Zero Down
Conventional option for Texas residents seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$726,200
TDHCA FHA Purchase Loan
Best For: First Time Homebuyers, Easy Qualification
FHA program for Texas residents seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $571,550
TDHCA USDA Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA program for Texas residents seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$336,500 - $386,400
TDHCA My Choice Texas Home
Best For: Low Credit Scores, Zero Down
Up to 5% down payment and closing cost assistance for Texas homebuyers with no first time homebuyer requirement.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
No Limits
TDHCA My First Texas Home
Best For: First Time Homebuyers, Zero Down
Up to 5% down payment and closing cost assistance for Texas first time homebuyers with either forgivable or repayable assistance.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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