SETH "Extra Credit" Bonus Grant
Grant Money
First Time Homebuyer
ReviewMyMortgage (RMM) is in no way affiliated with or endorsed by the Southeast Texas Housing Finance Corp. (SETH) or any of its subsidiaries. The program is only available in the counties of Austin, Brazoria, Chambers, Liberty, Matagorda, Walker, Waller or Wharton, Texas, or the Cities of Baytown, Deer Park, Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe, Shoreacres, Texas City or Tomball, Texas.
$2,500 Bonus Grant
02/26/2023
Permanent
For a limited time, SETH is including a $2,500 bonus grant for down payment and closing costs that first time Texas homebuyers using the SETH MCC (Mortgage Credit Certificate) program can claim. Must be a first time homebuyer to qualify, and must get approved through a SETH approved lender.
Loan Programs that can be used with this special offer
SETH Conventional Purchase - Median Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for Texas residents seeking down payment help and making above 80% AMI, from the Southeast Texas Housing Finance Corporation.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
SETH VA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
VA program for Texas Vets and active-duty military seeking down payment assistance, offered by the Southeast Texas Housing Finance Corporation (SETH).
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
SETH USDA-RD Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA program for Texas residents seeking down payment assistance, offered by the Southeast Texas Housing Finance Corporation (SETH)
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
SETH Conventional Purchase - Low Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for low income Texas residents seeking down payment assistance, offered by the Southeast Texas Housing Finance Corporation (SETH).
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
SETH FHA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments, Easy Qualification
FHA program for Texas residents seeking down payment assistance, offered by the Southeast Texas Housing Finance Corporation (SETH).
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
SETH GoldStar Program
Best For: First Time Homebuyers, Low Credit Scores, Zero Down
The SETH GoldStar Program provides up to 7% down payment and closing cost help as a forgivable second mortgage.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
No Limits
SETH 5 Star Program
Best For: First Time Homebuyers, Low Credit Scores, Zero Down
The SETH 5 Star Program provides up to 5% down payment and closing cost assistance for your home purchase.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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