FHA of Manatee County Mortgage Credit Certificate (MCC)
MCC (Mortgage Credit Certificate)
None
To be eligible for a Mortgage Credit Certificate (MCC) in Manatee County, applicants must gain approval prior to home closing and plan to occupy the property as their primary residence. This tax credit is available for as long as the borrower owns the home and the first mortgage is outstanding
Up to $2,000 tax credit per year
12/31/2020
12/31/2023
HFA of Manatee County Mortgage Credit Certificate (MCC) is an interest tax credit that is used to reduce your federal income tax responsibility each year.
Loan Programs that can be used with this special offer
HFA of Manatee County Conventional- Median Income
Best For: First Time Homebuyers, Low Credit Scores
Conventional option for Mantee County, FL residents making above 80% AMI seeking down payment help from the "Single Family Program"
Min. Credit Score
660
Min. Down Payment
3%
Max. Loan Amount
$726,200
HFA of Manatee County Conventional- Low Income
Best For: First Time Homebuyers, Low Credit Scores
FHA program for Manatee County, FL residents seeking down payment assistance, offered by the HFA of Manatee County
Min. Credit Score
660
Min. Down Payment
3%
Max. Loan Amount
$726,200
HFA of Manatee County USDA Single Family Program
Best For: First Time Homebuyers, Low Down Payments, Zero Down
USDA program for Manatee County, FL residents seeking down payment assistance, offered by the HFA of Manatee County
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$404,800
HFA of Manatee County VA Single Family Program
Best For: First Time Homebuyers, Low Down Payments, Zero Down
VA program for Pinellas, Pasco, and Polk County, FL vets and active-duty military seeking down payment assistance, offered by the Pinellas County HFA
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$726,200
HFA of Manatee County FHA Single Family Program
Best For: First Time Homebuyers, Low Down Payments, Easy Qualification
FHA program for Manatee County, FL residents seeking down payment assistance, offered by the HFA of Manatee County
Min. Credit Score
660
Min. Down Payment
3.5%
Max. Loan Amount
$506,000
HFA of Manatee County Second Mortgage
Best For: Low Credit Scores, Zero Down
Single Family Program Second Mortgage combines the HFA of Manatee County first mortgage with a second mortgage to cover down payment costs.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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