Looking for just the rmm's top picks home loan programs in Spalding County, GA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular RMM's Top Picks Loan Programs
Check out the most popular rmm's top picks loan programs in Spalding County, GA
HomeReady® Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
97% LTV Conventional Purchase
Most PopularBest For: First Time Homebuyers, Low Down Payments
The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
RMM's Top Picks Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Spalding County, GA:
HomeReady® Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
97% LTV Conventional Purchase
Best For: First Time Homebuyers, Low Down Payments
The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$766,550
Onslow Bay Investor & Second Home (Investor Max)
Best For: Flexible Terms, High Credit Scores, Savvy Investors
Vacation Max Investor & Second Home
Min. Credit Score
N/A
Min. Down Payment
20%
Max. Loan Amount
No Limits
Special Programs for RMM's Top Picks
These additional loan programs available in Spalding County, GA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Homebridge Wholesale Access Alt Doc Program
Best For: Flexible Terms, Easy Qualification
Homebridge Alt Doc Program
Min. Credit Score
N/A
Min. Down Payment
10%
Max. Loan Amount
No Limits
Homebridge Wholesale Access Full Doc Program
Best For: Flexible Terms, Large Loan Amounts
Hombridge Non-QM Access Program
Min. Credit Score
N/A
Min. Down Payment
10%
Max. Loan Amount
No Limits
Onslow Bay DSCR Plus Program
Best For: Flexible Terms, Easy Qualification, Savvy Investors
Onslow Bay Investor Max DSCR Program
Min. Credit Score
N/A
Min. Down Payment
20%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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