Looking for just the easy qualification home loan programs in Spalding County, GA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Easy Qualification Loan Programs
Check out the most popular easy qualification loan programs in Spalding County, GA
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
Easy Qualification Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Spalding County, GA:
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
Bayview Jumbo Plus AUS Purchase Loan
Best For: Large Loan Amounts, Low Credit Scores, Easy Qualification
Fixed-rate jumbo mortgage options for loan amounts up to $2 million allowing for credit scores as low as 661.
Min. Credit Score
661
Min. Down Payment
10.01%
Max. Loan Amount
$2,000,000
Special Programs for Easy Qualification
These additional loan programs available in Spalding County, GA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Chenoa Fund FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
600
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
Chenoa Fund FHA Manufactured Home Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
599.98
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Access Investor Cash Flow (DSCR) Program
Best For: Easy Qualification, Savvy Investors
Investor Cash Flow (DSCR) Program
Min. Credit Score
660
Min. Down Payment
20%
Max. Loan Amount
No Limits
Carrington Investor Advantage Program
Best For: Large Loan Amounts, Easy Qualification, Easy Process, Savvy Investors
Carrington DSCR Investor Cash Flow
Min. Credit Score
N/A
Min. Down Payment
15%
Max. Loan Amount
No Limits
Onslow Bay DSCR Plus Program
Best For: Flexible Terms, Easy Qualification, Savvy Investors
Onslow Bay Investor Max DSCR Program
Min. Credit Score
N/A
Min. Down Payment
20%
Max. Loan Amount
No Limits
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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