Looking for just the zero down home loan programs in Sandy, UT that fit your unique situation? Start your free personalized mortgage review by clicking here.
Zero Down Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Sandy, UT:
VA High-Balance Purchase Loan
Best For: Large Loan Amounts, Zero Down
The VA high-balance mortgage (often called "VA Jumbo") is used for loans above the conforming limit—allowing homebuyers to maximize their VA benefits.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$1,500,000
Special Programs for Zero Down
These additional loan programs available in Sandy, UT may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Utah Housing Conventional Purchase - Low Income
Best For: Lowest Rates, Zero Down, Easy Process
Conventional financing for low income Utah residents seeking down payment and closing cost assistance.
Min. Credit Score
700
Min. Down Payment
3%
Max. Loan Amount
$726,200
Utah Housing FirstHome DPA Second
Best For: First Time Homebuyers, Zero Down
Utah residents who are 1st time homebuyers can get up to 6% in assistance for down payment and closing costs from the Utah Housing Corporation (UHC).
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 6% or $25,000, whichever is less Program Benefit Amount
Utah Housing FirstHome VA Loan
Best For: Low Credit Scores, Lowest Rates, Zero Down
Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
Chenoa 3.5% Forgivable DPA
Best For: First Time Homebuyers, Zero Down
Chenoa Fund DPA: 3.5% assistance for FHA loans, min credit score 600.
Min. Credit Score
N/A
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Chenoa 3.5% Repayable DPA
Best For: First Time Homebuyers, Zero Down
Chenoa Fund DPA: 3.5% assistance for FHA loans, min credit score 600.
Min. Credit Score
N/A
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to 3.00% of 1st Loan Amount Program Benefit Amount
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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