Looking for just the state housing loan program home loan programs in Post Falls, ID that fit your unique situation? Start your free personalized mortgage review by clicking here.
Special Programs for State Housing Loan Program
These additional loan programs available in Post Falls, ID may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
IHFA FHA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
FHA program for Idaho residents with competitive interest rates and down payment assistance options.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
IHFA VA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
VA program for Idaho residents with competitive interest rates and up to 2% in credits toward costs.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
IHFA RD Purchase Loan
Best For: First Time Homebuyers, Zero Down
RD rural development loan program for Idaho residents with competitive interest rates and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
IHFA Conventional HFA Low Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for low income Idaho repeat homebuyers that can be paired with down payment assistance of up to 7% of the purchase price.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$726,200
IHFA Conventional HFA Median Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for Idaho repeat homebuyers that can be paired with down payment assistance of up to 7% of the purchase price.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$726,200
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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