Looking for just the low or no mortgage insurance home loan programs in Plattsburgh, NY that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Low or No Mortgage Insurance Loan Programs
Check out the most popular low or no mortgage insurance loan programs in Plattsburgh, NY
HomeReady® Refinance
Most PopularBest For: Low Credit Scores, Lowest Rates
Competitive pricing, affordable mortgage insurance and flexible qualification for refinancing a home with limited income and equity.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$806,500
HomeReady® Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$806,500
Low or No Mortgage Insurance Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Plattsburgh, NY:
VA Purchase Loan
Best For: Lowest Rates, Zero Down
VA purchase loan program with no down payment requirement, competitive interest rates, limited closing costs, and no private mortgage insurance.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$806,500
HomeReady® Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$806,500
Flagstar Jumbo Express Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Savvy Investors
Flexible jumbo purchase option with 10% down option, flexible qualification guidelines, and lower credit score requirements.
Min. Credit Score
660
Min. Down Payment
10%
Max. Loan Amount
$3,500,000
USDA Purchase Loan
Best For: Zero Down, Easy Process
Home loans with up to 100% financing and lower mortgage insurance for low to moderate income homebuyers in eligible rural areas.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$806,500
Chase Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $3 million—down payments as low as 10.01% and flexible qualification.
Min. Credit Score
680
Min. Down Payment
10.01%
Max. Loan Amount
$3,000,000
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