Looking for just the state housing loan program home loan programs in Philadelphia, PA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Special Programs for State Housing Loan Program
These additional loan programs available in Philadelphia, PA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Chenoa 3.5% Forgivable DPA
Best For: First Time Homebuyers, Zero Down
Chenoa Fund DPA: 3.5% assistance for FHA loans, min credit score 600.
Min. Credit Score
N/A
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Chenoa 3.5% Repayable DPA
Best For: First Time Homebuyers, Zero Down
Chenoa Fund DPA: 3.5% assistance for FHA loans, min credit score 600.
Min. Credit Score
N/A
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Chenoa 5% Forgivable DPA
Best For: First Time Homebuyers, Zero Down
Forgivable Second requires a 30 year term, 0% interest, no monthly payments
Min. Credit Score
N/A
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Chenoa 5% Repayable DPA
Best For: First Time Homebuyers, Zero Down
Forgivable Second requires a 10 year term, 2% interest, no monthly payments
Min. Credit Score
N/A
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Chenoa Fund FHA Manufactured Home Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
599.98
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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