Looking for just the state housing loan program home loan programs in Klamath County, OR that fit your unique situation? Start your free personalized mortgage review by clicking here.
Special Programs for State Housing Loan Program
These additional loan programs available in Klamath County, OR may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
OHCS Rate Advantage FHA Loan Targeted
Best For: First Time Homebuyers, Low Down Payments, Low Credit Scores, Lowest Rates
Oregon Housing FHA program for targeted areas featuring below market interest rates and easy qualification.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $672,750
OHCS Rate Advantage USDA Loan Targeted
Best For: First Time Homebuyers, Lowest Rates, Zero Down
Oregon Housing USDA program for targeted rural Oregon areas featuring below market interest rates.
Min. Credit Score
600
Min. Down Payment
0%
Max. Loan Amount
$726,200
OHCS Rate Advantage VA Loan Targeted
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Zero Down
Oregon Housing VA program for first time homebuyers or exempt veterans purchasing in a targeted area featuring below market interest rates.
Min. Credit Score
600
Min. Down Payment
0%
Max. Loan Amount
$726,200
OHCS Rate Advantage Conventional Loan Targeted
Best For: Flexible Terms, First Time Homebuyers, Low Credit Scores, Lowest Rates
Oregon Housing Conventional program for targeted areas for first time homebuyers featuring below market interest rates and no mortgage insurance.
Min. Credit Score
620
Min. Down Payment
20%
Max. Loan Amount
$726,200
OHCS Cash Advantage Conventional Loan Targeted
Best For: First Time Homebuyers, Large Down Payments, Low Credit Scores
Oregon Housing Conventional program for first time homebuyers in targeted areas featuring a 3% credit towards closing costs and no mortgage insurance.
Min. Credit Score
620
Min. Down Payment
20%
Max. Loan Amount
$726,200
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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