Looking for just the multi-family home options home loan programs in Huntington Beach, CA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Multi-Family Home Options Loan Programs
Check out the most popular multi-family home options loan programs in Huntington Beach, CA
Conventional Purchase Loan
Most PopularBest For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$806,500
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
Multi-Family Home Options Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Huntington Beach, CA:
Conventional Purchase Loan
Best For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$806,500
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
HomeReady® Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$806,500
Flagstar Jumbo Express Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Savvy Investors
Flexible jumbo purchase option with 10% down option, flexible qualification guidelines, and lower credit score requirements.
Min. Credit Score
660
Min. Down Payment
10%
Max. Loan Amount
$3,500,000
Conventional High-Balance Purchase Loan
Best For: Large Loan Amounts, Lowest Rates, Easy Process
Conventional financing option above the conforming limit in designated high cost counties across the United States
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$833,750 - $1,209,750
Special Programs for Multi-Family Home Options
These additional loan programs available in Huntington Beach, CA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
CHOICERenovation® Purchase Loan
Best For: Savvy Investors, Home Renovations
Include for home improvements and repairs in your conventional loan this convenient and flexible program for renovations from Freddie Mac.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$806,500
Up to 75% of Price or ValueYour Estimated Renovation Fund
GSFA Platinum® Standard Program
Best For: First Time Homebuyers, Zero Down
GSFA Platinum® Standard Program provides up to 5% in down payment assistance as a standard second mortgage with repayment.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Up to 5.00% of 1st Loan Amount Program Benefit Amount
CHOICERenovation® Refinance
Best For: Savvy Investors, Home Renovations
Refinance with funds for home improvements and repairs with this convenient and flexible program for renovations from Freddie Mac.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$806,500
Up to 75% of Price or ValueYour Estimated Renovation Fund
CHOICERenovation® High-Balance Purchase Loan
Best For: Large Loan Amounts, Home Renovations
Include for home improvements in with a conventional loan above the conforming loan limit using this convenient and flexible program for renovations.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$833,750 - $1,209,750
Up to 75% of Price or ValueYour Estimated Renovation Fund
CHOICERenovation® High-Balance Refinance
Best For: Large Loan Amounts, Home Renovations
Refinance above the conforming loan limits with funds for home improvements and repairs with this convenient and flexible renovation loan program.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$833,750 - $1,209,750
Up to 75% of Price or ValueYour Estimated Renovation Fund
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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