Wells Fargo
Bank/Credit Union
Wells Fargo Jumbo Loans are for homebuyers and homeowners across the United States who need financing for loan amounts above the conforming Fannie Mae and Freddie Mac loan limits. Wells Fargo's Jumbo program is known for flexible guidelines and competitive interest rates.
First Mortgage Programs Offered by Wells Fargo
Wells Fargo Jumbo Rate-and-Term Refinance
Best For: Large Loan Amounts, Rate Reduction, High Credit Scores
Fixed and adjustable-rate jumbo refinancing for loan amounts up to $3 million—flexible qualification and competitive interest rates.
Min. Credit Score
700
Min. Equity
20%
Max. Loan Amount
$3,000,000
Wells Fargo Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $3 million—flexible qualification and competitive interest rates.
Min. Credit Score
700
Min. Down Payment
20%
Max. Loan Amount
$3,000,000
Wells Fargo Jumbo Cash-Out Refinance
Best For: Large Loan Amounts, High Credit Scores, Cash-Out
Cash-out jumbo refinance option for loan amounts up to $2 million; also available for second homes and investment properties.
Min. Credit Score
720
Min. Equity
20%
Max. Loan Amount
$2,000,000
Up to 80% of Value Estimated Cash-Out Opportunity
See If You Qualify for Wells Fargo Loans
* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by Wells Fargo or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
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