Tucson IDA
State Housing Agency
The Tucson IDA provides financing options for affordable housing, healthcare facilities, and community development projects. The IDA partners with local businesses and organizations to fund projects that align with its mission of enhancing the quality of life in Tucson and promoting economic growth. Its down payment assistance program helps eligible residents achieve homeownership, contributing to stronger, more sustainable communities.
First Mortgage Programs Offered by Tucson IDA
PTHS USDA-RD Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA rural development program for Pima County homebuyers seeking down payment assistance through the "Pima Tucson Homebuyer's Solution" program.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
PTHS FHA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments, Easy Qualification
FHA program for Pima County, AZ residents seeking down payment assistance from the "Homebuyer's Solution" program.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
PTHS VA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
VA loan for Pima County, AZ vets and active-duty military seeking down payment assistance via the "Homebuyer's Solution" program.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
PTHS Conventional Purchase - Low Income
Best For: First Time Homebuyers, Low Credit Scores
Conventional option for low income Pima County residents seeking down payment assistance from the "Homebuyer's Solution" program.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
PTHS Conventional Purchase - Median Income
Best For: First Time Homebuyers, Low Credit Scores
Conventional option for Pima County, AZ residents making above 80% AMI and seeking down payment help from the "Homebuyer's Solution" program.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
Second Mortgage Programs Offered by Tucson IDA
Pima Tucson Homebuyer's Solution 3% Bond
Best For: First Time Homebuyers, Zero Down
Up to 3% down payment and closing cost assistance for Pima County, AZ homebuyers with no first time homebuyer requirement.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Pima Tucson Homebuyer's Solution 3% Grant
Best For: First Time Homebuyers, Zero Down
Up to 3% down payment and closing cost grant for Pima County, AZ homebuyers that does not need to be repaid.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Up to 3.00% of 1st Loan Amount Program Benefit Amount
Pima Tucson Homebuyer's Solution 5% Bond
Best For: First Time Homebuyers, Zero Down
Up to 5% down payment and closing cost assistance for Pima County, AZ homebuyers with no first time homebuyer requirement.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 5.00% of 1st Loan Amount Program Benefit Amount
See If You Qualify for Tucson IDA Loans
* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by the Tucson IDA or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
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