Pinellas County HFA
State Housing Agency
A mission of the Pinellas County HFA is to help provide secure, livable, and reasonably-priced housing for households with low to moderate incomes, aid first-time home buyers, and collaborate with public and private partners, including local governments and non-profit organizations, to secure financing for affordable multi-family rental housing.
First Mortgage Programs Offered by Pinellas County HFA
Pinellas County HFA FHA Loan Program
Best For: First Time Homebuyers, Low Down Payments, Easy Qualification
FHA program for Pinellas, Pasco, and Polk County, FL residents seeking down payment assistance, offered by the Pinellas County HFA
Min. Credit Score
660
Min. Down Payment
3.5%
Max. Loan Amount
$349,525
Pinellas County HFA HOME KEY VA Loan Program
Best For: First Time Homebuyers, Low Down Payments, Zero Down
VA program for Pinellas, Pasco, and Polk County, FL vets and active-duty military seeking down payment assistance, offered by the Pinellas County HFA
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$349,525
Pinellas County HFA HOME KEY USDA-RD Loan Program
Best For: First Time Homebuyers, Zero Down
USDA program for Pinellas, Pasco, and Polk County, FL residents seeking down payment assistance, offered by the Pinellas County HFA
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
$349,525
Pinellas County HFA Advantage Conv- Low Income
Best For: First Time Homebuyers, Low Credit Scores
Conventional option for low income Pinellas, Polk, Pasco County residents seeking down payment assistance from the "Home Key HFA Advantage" program.
Min. Credit Score
660
Min. Down Payment
3%
Max. Loan Amount
No Limits
Pinellas County HFA Advantage Conv- Median Income
Best For: First Time Homebuyers, Low Credit Scores
Conventional option for Pinellas County, FL residents making above 80% AMI seeking down payment help from the "Home Key Plus" program.
Min. Credit Score
660
Min. Down Payment
3%
Max. Loan Amount
No Limits
Second Mortgage Programs Offered by Pinellas County HFA
Pinellas County HFA Home Key Plus 2nd Mortgage
Best For: First Time Homebuyers, Low Credit Scores, Zero Down
Home Key Plus Second Mortgage combines the Pinellas County HFA first mortgage with a second mortgage to cover down payment costs.
Min. Credit Score
660
Min. Down Payment
3%
Max. Loan Amount
No Limits
Up to $12,000 in Assistance Program Benefit Amount
See If You Qualify for Pinellas County HFA Loans
* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by the Orange County HFA or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
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