Lakeview
Secondary Market Lender
Lakeview is a member of the Bayview Companies, which include parent company Bayview MSR Opportunity Master Fund LP and Bayview Asset Management. They are the 4th largest mortgage servicer in the United States. Bayview Asset Management was originally founded in 1993 and is a mortgage investment firm focused on investing in mortgage credit, including whole loans, mortgage and asset-backed securities, servicing rights, and mortgage-related equities.
First Mortgage Programs Offered by Lakeview
Bayview Jumbo AUS Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $2.5 million with as little as 10.01% down payments.
Min. Credit Score
680
Min. Down Payment
10.01%
Max. Loan Amount
$2,500,000
Bayview Jumbo AUS Rate-and-Term Refinance
Best For: Large Down Payments, Large Loan Amounts, Rate Reduction, High Credit Scores
Fixed and adjustable-rate jumbo mortgage refinancing for loan amounts up to $2.5 million with flexible qualification guidelines.
Min. Credit Score
680
Min. Equity
10.01%
Max. Loan Amount
$2,500,000
Bayview Jumbo AUS Cash-Out Refinance
Best For: Large Loan Amounts, High Credit Scores, Cash-Out
Cash-out jumbo refinance option for loan amounts up to $2.5 million; also available for second homes and investment properties.
Min. Credit Score
700
Min. Equity
25%
Max. Loan Amount
$2,500,000
Up to 75% of Value Estimated Cash-Out Opportunity
Bayview Jumbo Plus AUS Purchase Loan
Best For: Large Loan Amounts, Low Credit Scores, Easy Qualification
Fixed-rate jumbo mortgage options for loan amounts up to $2 million allowing for credit scores as low as 661.
Min. Credit Score
661
Min. Down Payment
10.01%
Max. Loan Amount
$2,000,000
Bayview Jumbo Plus AUS Rate-and-Term Refinance
Best For: Large Loan Amounts, Rate Reduction, Low Credit Scores, Easy Qualification
Fixed-rate jumbo mortgage refinancing for loan amounts up to $2 million allowing for credit scores as low as 661.
Min. Credit Score
661
Min. Equity
10.01%
Max. Loan Amount
$2,000,000
Bayview Jumbo Plus AUS Cash-Out Refinance
Best For: Large Loan Amounts, Low Credit Scores, Easy Qualification, Cash-Out
Cash-out jumbo refinance option for loan amounts up to $2 million; allows for credit scores as low as 661.
Min. Credit Score
661
Min. Equity
20%
Max. Loan Amount
$2,000,000
Up to 80% of Value Estimated Cash-Out Opportunity
Home in Five Conventional Loan - Low Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for low income Maricopa County residents seeking down payment assistance from the Home in Five Program.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
Home in Five Conventional Loan - Median Income
Best For: First Time Homebuyers, Low Down Payments
Conventional option for median income Maricopa County residents seeking down payment assistance from the Home in Five Program.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
Home in Five FHA Loan
Best For: First Time Homebuyers, Low Down Payments
FHA program for Maricopa County, AZ residents seeking down payment assistance through the Home in Five Program.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Home in Five VA Loan
Best For: First Time Homebuyers, Zero Down
VA loan for Maricopa County, AZ vets and active-duty military seeking down payment assistance through the Home in Five Program.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Access Investor Cash Flow (DSCR) Program
Best For: Easy Qualification, Savvy Investors
Investor Cash Flow (DSCR) Program
Min. Credit Score
660
Min. Down Payment
20%
Max. Loan Amount
No Limits
Second Mortgage Programs Offered by Lakeview
Home in Five Advantage 5%
Best For: First Time Homebuyers, Lowest Rates, Zero Down
The Home in Five program provides up to 5% down payment and closing cost assistance for Maricopa County homebuyers.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 5.00% of 1st Loan Amount Program Benefit Amount
Home in Five Advantage 6% Heroes
Best For: First Time Homebuyers, Lowest Rates, Zero Down
The Home in Five Heroes program provides up to 6% down payment assistance for military, teachers, and first responders.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 6.00% of 1st Loan Amount Program Benefit Amount
Home in Five Advantage 7%
Best For: First Time Homebuyers, Zero Down
The Home in Five program provides up to 7% down payment and closing cost assistance when combined with a Conventional Loan.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
Up to 7.00% of 1st Loan Amount Program Benefit Amount
Special Offers from Lakeview
Home in Five BOOST
A new product named Home in Five BOOST has been introduced to provide additional assistance to homebuyers in qualified low-income neighborhoods. This initiative aims to increase homeownership in such areas by offering a 0.5% boost in aid to eligible buyers. Check with an RMM PROLender to see if you may qualify.
See If You Qualify for Lakeview Loans
* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by Lakeview or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
Are you a mortgage professional?
Learn about our unique sponsorships, including RMM PROLender, that can take your production to the next level.
Get in Touch