HFA of Miami-Dade
State Housing Agency
HFA of Miami-Dade aims to provide avenues to affordable housing programs for Miami-Dade county residents to further enhance and create thriving communities and neighborhoods throughout the area.
First Mortgage Programs Offered by HFA of Miami-Dade
HFA of Miami-Dade First FHA Loan Program
Best For: First Time Homebuyers, Low Down Payments, Zero Down, Easy Qualification
Low down payment requirements, easier qualification guidelines, and flexible terms for 1st time homebuyers and beyond
Min. Credit Score
660
Min. Down Payment
3.5%
Max. Loan Amount
No Limits
HFA of Miami-Dade VA Loan Program
Best For: First Time Homebuyers, Low Down Payments
VA program for Miami-Dade County, FL vets and active-duty military seeking down payment assistance, offered by the HFA of Miami-Dade.
Min. Credit Score
660
Min. Down Payment
0%
Max. Loan Amount
No Limits
HFA of Miami-Dade USDA-RD Loan
Best For: First Time Homebuyers, Low Down Payments, Zero Down
Low down payment requirements, easier qualification guidelines, and flexible terms for 1st time homebuyers and beyond
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
No Limits
Miami-Dade HFA Advantage Conventional Loan
Best For: Flexible Terms, First Time Homebuyers, Easy Qualification
Low down payment options and flexible terms for 1st time and established home buyers
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$382,194
See If You Qualify for HFA of Miami-Dade Loans
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