Florida Housing Finance Corporation
State Housing Agency
Established 40 years ago, the Florida Housing Finance Corporation (Florida Housing) partners with local governments, non-profits, and elected officials to provide affordable housing opportunities. The corporation offers down payment assistance programs, as well as other services such as mortgage loans, to help low and moderate-income families achieve homeownership. Florida Housing's goal is to provide innovative and sustainable solutions that address the state's affordable housing challenges.
First Mortgage Programs Offered by Florida Housing Finance Corporation
FHFC Bond HFA Conventional Loan - Median Income
Best For: First Time Homebuyers, Lowest Rates, Easy Qualification
Florida Housing Conventional Loan for first time homebuyers with incomes above 80% AMI that can be paired with FHFC's FL Assist or FL HLP programs.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
FHFC First FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Zero Down, Easy Qualification
Bond FHA program for Florida first time homebuyers with below market interest rates, easy qualification and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
FHFC First USDA Purchase Loan
Best For: First Time Homebuyers, Lowest Rates, Zero Down
USDA rural development loan program for Florida residents with below market interest rates and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
FHFC Bond HFA Conventional Loan - Low Income
Best For: First Time Homebuyers, Low Down Payments, Lowest Rates, Easy Qualification
Florida Housing Conventional Loan for low income first time buyers with lower mortgage insurance that can be paired with assistance programs.
Min. Credit Score
640
Min. Down Payment
3%
Max. Loan Amount
$726,200
See If You Qualify for Florida Housing Finance Corporation Loans
* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by the Florida Housing Finance Corporation or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.
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