City of Phoenix Housing Department


State Housing Agency

The City of Phoenix Housing Department is dedicated to helping eligible first time homebuyers in Phoenix, AZ achieve their dream of homeownership. Their Open Doors Program offers financial assistance for down payment and closing costs, along with counseling services and resources to help buyers navigate the process. To qualify, applicants must meet specific eligibility requirements, such as completing a homebuyer education course and purchasing a home within Phoenix city limits.

Second Mortgage Programs Offered by City of Phoenix Housing Department
Open Doors Down Payment Assistance Program

Best For: First Time Homebuyers, Zero Down

Phoenix first time homebuyers can receive up to 10% in down payment and closing cost assistance within the city limits.

Min. Credit Score


Min. Down Payment


Max. Loan Amount

$498,257 - $776,550

Up to 10.00% of 1st Loan Amount Program Benefit Amount

See If You Qualify for City of Phoenix Housing Department Loans

* Inc. is in no way affiliated with or endorsed by the City of Phoenix Housing Department or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.

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