City of Flagstaff

The City of Flagstaff's Housing Section manages the Community Housing Assistance Program (CHAP) to provide financial assistance for rent, home repairs, and other housing-related expenses for eligible low-income families, seniors, and veterans. The Housing Section also offers various programs such as the Homeowner Rehabilitation Program and Down Payment Assistance Program to help individuals and families pursue homeownership, promoting community development and stability in Flagstaff.

Second Mortgage Programs Offered by City of Flagstaff
Community Homebuying Assistance Program (CHAP)

Best For: First Time Homebuyers, Zero Down

Flagstaff first time homebuyers can receive up to $15,000 in down payment and closing cost assistance within the city limits.

Min. Credit Score


Min. Down Payment


Max. Loan Amount


Up to $15,000 in Assistance Program Benefit Amount

See If You Qualify for City of Flagstaff Loans

* Inc. is in no way affiliated with or endorsed by the City of Flagstaff or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.

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