Citi

Type

Bank/Credit Union

Citi Jumbo Loans are for homebuyers and homeowners across the United States who need financing for loan amounts above the conforming Fannie Mae and Freddie Mac loan limits. Citi's Jumbo program is known for competitive interest rates and flexible qualification.


First Mortgage Programs Offered by Citi
Citi Jumbo Purchase Loan

Best For: Large Down Payments, Large Loan Amounts, High Credit Scores

Citi's fixed and adjustable-rate jumbo mortgage options can go up to $3 million with flexible qualification and competitive interest rates.

Min. Credit Score

700

Min. Down Payment

20%

Max. Loan Amount

$3,000,000

Citi Jumbo Rate-and-Term Refinance

Best For: Large Down Payments, Large Loan Amounts, High Credit Scores

Citi's fixed and adjustable-rate jumbo refinancing options can go up to $3 million with flexible qualification and competitive interest rates.

Min. Credit Score

720

Min. Equity

20%

Max. Loan Amount

$3,000,000

Citi Jumbo Cash-Out Refinance

Best For: Large Loan Amounts, High Credit Scores, Cash-Out

Cash-out jumbo refinance option from Citi for loan amounts up to $1.5 million; max cash-out amount is $350,000.

Min. Credit Score

740

Min. Equity

20%

Max. Loan Amount

$1,500,000

Up to 80% of Value Estimated Cash-Out Opportunity

See If You Qualify for Citi Loans

* ReviewMyMortgage.com Inc. is in no way affiliated with or endorsed by Citi or any of its subsidiaries. We are an educational resource website that compiles information on different financing institutions and the loan products they offer in the United States.

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