Looking for just the state housing loan program home loan programs in Florida that fit your unique situation? Start your free personalized mortgage review by clicking here.
Special Programs for State Housing Loan Program
These additional loan programs available in Florida may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
FHFC First USDA Purchase Loan
Best For: First Time Homebuyers, Lowest Rates, Zero Down
USDA rural development loan program for Florida residents with below market interest rates and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
FHFC First FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Zero Down, Easy Qualification
Bond FHA program for Florida first time homebuyers with below market interest rates, easy qualification and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Central Florida Homebuyer’s Dream Program
Best For: First Time Homebuyers, Zero Down
Up to $10,000 down payment and closing cost assistance for Orange County, FL first time homebuyers.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
No Limits
Up to $10,000 in Assistance Program Benefit Amount
Pinellas County HFA Home Key Plus 2nd Mortgage
Best For: First Time Homebuyers, Low Credit Scores, Zero Down
Home Key Plus Second Mortgage combines the Pinellas County HFA first mortgage with a second mortgage to cover down payment costs.
Min. Credit Score
660
Min. Down Payment
3.5%
Max. Loan Amount
No Limits
Up to $12,000 in Assistance Program Benefit Amount
HFA of Manatee County Second Mortgage
Best For: Low Credit Scores, Zero Down
Single Family Program Second Mortgage combines the HFA of Manatee County first mortgage with a second mortgage to cover down payment costs.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
No Limits
Up to $10,000 in Assistance Program Benefit Amount
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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