Looking for just the va home loan programs in USA that fit your unique situation? Start your free personalized mortgage review by clicking here.
VA Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
VA Purchase Loan
Best For: Lowest Rates, Zero Down
VA purchase loan program with no down payment requirement, competitive interest rates, limited closing costs, and no private mortgage insurance.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$806,500
VA High-Balance Purchase Loan
Best For: Large Loan Amounts, Zero Down
The VA high-balance mortgage (often called "VA Jumbo") is used for loans above the conforming limit—allowing homebuyers to maximize their VA benefits.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$1,500,000
Special Programs for VA
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Texas Veteran VA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Zero Down
The TexVet VA Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan and zero down.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$726,200
Utah Housing VA Purchase Loan
Best For: Low Credit Scores, Zero Down
Financing for Utah veterans or active-duty military seeking down payment and closing cost assistance
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
TSAHC VA Purchase Loan
Best For: Low Credit Scores, Zero Down
VA program for Texas Veterans seeking down payment assistance, offered by the Texas State Affordable Housing Corporation (TSAHC).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
TDHCA VA Purchase Loan
Best For: First Time Homebuyers, Zero Down
VA program for Texas Veterans seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$726,200
AZIDA VA Purchase Loan
Best For: First Time Homebuyers, Low Down Payments
VA program for AZ Veterans seeking down payment assistance, offered by The Arizona Industrial Development Authority (AZIDA).
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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