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Popular USDA Loan Programs
Check out the most popular usda loan programs in USA
USDA Purchase Loan
Most PopularBest For: Zero Down, Easy Process
Home loans with up to 100% financing and lower mortgage insurance for low to moderate income homebuyers in eligible rural areas.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$806,500
USDA Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
USDA Purchase Loan
Best For: Zero Down, Easy Process
Home loans with up to 100% financing and lower mortgage insurance for low to moderate income homebuyers in eligible rural areas.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$806,500
Special Programs for USDA
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
TSAHC USDA Purchase Loan
Best For: Low Credit Scores, Zero Down
USDA program for Texas residents seeking down payment assistance, offered by the Texas State Affordable Housing Corporation (TSAHC).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$336,500 - $386,400
TDHCA USDA Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA program for Texas residents seeking down payment assistance, offered by the Texas Department of Housing and Community Affairs (TDHCA).
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$336,500 - $386,400
GSFA Platinum® USDA Loan
Best For: First Time Homebuyers, Zero Down
Rural Housing mortgage option from GSFA for California USDA-designated rural areas that can be combined with closing cost assistance.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
SETH USDA-RD Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA program for Texas residents seeking down payment assistance, offered by the Southeast Texas Housing Finance Corporation (SETH)
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
AZIDA USDA-RD Purchase Loan
Best For: First Time Homebuyers, Zero Down
USDA rural develpment option for Arizona residents seeking down payment assistance, offered by The Arizona Industrial Development Authority (AZIDA).
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$726,200
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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