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Popular FHA Loan Programs
Check out the most popular fha loan programs in USA
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
FHA Rate-and-Term Refinance
Most PopularBest For: Rate Reduction, Low Credit Scores, Easy Process
Reduce your interest rate, change your terms, or lower your mortgage insurance obligation with limited home equity and an easier process.
Min. Credit Score
580
Min. Down Payment
2.25%
Max. Loan Amount
$524,225 - $806,500
FHA Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to USA:
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
FHA High-Balance Purchase Loan
Best For: Large Loan Amounts, Easy Qualification
FHA financing option for purchasing a home above the government limit in designated high cost counties across the United States.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$833,750 - $1,209,750
Homes for Iowans FHA Program
Best For: Flexible Terms, First Time Homebuyers, Rate Reduction, Low Credit Scores, Lowest Rates, Easy Process
Affordable FHA loans with down payment assistance for Iowa homebuyers.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
Special Programs for FHA
These additional loan programs available in USA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Utah Housing FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores
FHA program for Utah residents seeking down payment assistance, offered by the Utah Housing Corporation (UHC).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
TSAHC FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores
FHA program for Texas residents seeking down payment assistance, offered by the Texas State Affordable Housing Corporation (TSAHC).
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $571,550
FHA 203(k) Standard Renovation Loan
Best For: First Time Homebuyers, Low Down Payments, Home Renovations
The FHA 203(k) Standard allows borrowers to purchase a home and include for the cost of renovations in the loan, with as little as 3.5% down payment.
Min. Credit Score
620
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $1,209,750
Up to 50% of Price or ValueYour Estimated Renovation Fund
CalHFA FHA Loan
Best For: First Time Homebuyers, Low Down Payments, Lowest Rates
FHA program for California residents with below market interest rates and down payment assistance options.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $1,089,300
CalPLUS with ZIP FHA Loan
Best For: First Time Homebuyers, Low Down Payments, Low Credit Scores
The CalPLUS FHA program is an FHA loan paired with the CalHFA Zero Interest Program (ZIP) for closing costs.
Min. Credit Score
640
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $1,089,300
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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