Looking for just the state housing loan program home loan programs in Texas that fit your unique situation? Start your free personalized mortgage review by clicking here.
Special Programs for State Housing Loan Program
These additional loan programs available in Texas may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Texas Veteran VA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Zero Down
The TexVet VA Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan and zero down.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$726,200
TDHCA My First Texas Home
Best For: First Time Homebuyers, Zero Down
Up to 5% down payment and closing cost assistance for Texas first time homebuyers with either forgivable or repayable assistance.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$571,550
Up to 5.00% of 1st Loan Amount Program Benefit Amount
TDHCA My Choice Texas Home
Best For: Low Credit Scores, Zero Down
Up to 5% down payment and closing cost assistance for Texas homebuyers with no first time homebuyer requirement.
Min. Credit Score
620
Min. Down Payment
0%
Max. Loan Amount
$571,550
Up to 5.00% of 1st Loan Amount Program Benefit Amount
Texas Veteran Conventional Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates
The TexVet Conventional Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan.
Min. Credit Score
620
Min. Down Payment
3%
Max. Loan Amount
$726,200
Texas Veteran FHA Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates
The TexVet FHA Loan allows Texas Veterans to purchase a home with a competitive, low-interest loan and easier qualification.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$472,030 - $571,550
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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