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Looking for just the rmm's top picks home loan programs in Texas that fit your unique situation? Start your free personalized mortgage review by clicking here.

Popular RMM's Top Picks Loan Programs

Check out the most popular rmm's top picks loan programs in Texas

HomeReady® Purchase Loan
Most Popular

Best For: First Time Homebuyers, Low Down Payments

Learn More

Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.

Min. Credit Score

620

Min. Down Payment

3%

Max. Loan Amount

$806,500

97% LTV Conventional Purchase
Most Popular

Best For: First Time Homebuyers, Low Down Payments

Learn More

The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.

Min. Credit Score

620

Min. Down Payment

3%

Max. Loan Amount

$806,500

To see more loan optionsnow!
  • Purchase (2)

RMM's Top Picks Options for Purchasing a Home

We searched our national mortgage program database to find all of the purchase home loan options specific to Texas:

HomeReady® Purchase Loan

Best For: First Time Homebuyers, Low Down Payments

Learn More

Competitive pricing, affordable mortgage insurance and flexible qualification for buying a home with limited income and funds.

Min. Credit Score

620

Min. Down Payment

3%

Max. Loan Amount

$806,500

97% LTV Conventional Purchase

Best For: First Time Homebuyers, Low Down Payments

Learn More

The popular 97% LTV Purchase Program from Fannie Mae helps first time homebuyers by allowing for down payments as low as 3%.

Min. Credit Score

620

Min. Down Payment

3%

Max. Loan Amount

$806,500


Special Programs for RMM's Top Picks

These additional loan programs available in Texas may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.

Onslow Bay DSCR Plus Program

Best For: Flexible Terms, Easy Qualification, Savvy Investors

Learn More

Onslow Bay Investor Max DSCR Program

Min. Credit Score

N/A

Min. Down Payment

20%

Max. Loan Amount

No Limits

* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.

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Get Started!

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What loans do I qualify for?

By answering a few simple questions, you'll receive a personalized review of mortgage options specific to your area.

Related Resources

Better information to make better home financing decisions.

By ReviewMyMortgage Admin

Do I Qualify for a Mortgage in Texas? Your 2026 Home Loan Guide

If you're asking, “Do I qualify for a mortgage?” or “Can I get approved for a home loan in Texas?” — you're not alone. These are some of the most searched questions by future homeowners in San Antonio and across Texas.

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By ReviewMyMortgage Admin

Understanding Loan-Level Price Adjustments (LLPAs) and Their Impact on Mortgage Rates

Loan-Level Price Adjustments (LLPAs) play a crucial role in determining the interest rate and fees associated with your mortgage. Whether you’re a first-time homebuyer or refinancing, understanding LLPAs can help you make informed decisions and potentially save thousands. This guide breaks down how LLPAs work, who they affect, and how you can reduce their impact on your mortgage rate.

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