Welcome, Virginia!
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ReviewMyMortgage.com connects you to home loan programs and professionals at no cost. Your homeownership journey is in good hands.
What’s Review My Mortgage?
Simply put, we’re a resource to help you self-diagnose and navigate your largest monthly expense and greatest investment. Your mortgage and your home.
An educational resource for standard, specialty and state-specific Virginia loan programs that could potentially save you thousands upfront and/or over the life your loan.
An opportunity to connect with and have your questions answered by an experienced and licensed Virginia Loan Officer at a reputable company.
An online home search portal with arguably the best interface on the planet to make your Virginia home search a breeze!
Michael Martinez | NMLS #1729290
VA Mortgage Expert
SN Mortgage Company | NMLS #3116 
Virginia Loan Programs
The largest portfolio of VA loan programs at your fingertips
Here’s a chance for you to learn about Virginia home loan programs and how to qualify. If you have any questions about these programs, you’ll be able to reach out to our preferred lender right through the page.
VHDA USDA Loan
(Virginia Only 
)
Home loans for rural Virginia areas with favorable loan terms and reduced mortgage insurance
VHDA HFA Preferred
(Virginia Only )
The VHDA HFA Preferred Program offers a fixed rate loan with a reduced mortgage insurance requirement
VHDA Granting Freedom
(Virginia Only )
Funds for Virginia veterans to use towards home accessibility modifications
VHDA FHA Loan
(Virginia Only )
Traditional FHA loan paired with down payment assistance for Virginia homebuyers
VHDA DPA Grant
(Virginia Only )
Up to 2.5% of the purchase price for down payment assistance in the form of a forgivable grant for Virginia homebuyers
VA Home Loans
Financing for military and veterans with favorable loan terms and interest rates
USDA Home Loans
Home loans with up to 100% financing for homebuyers in eligible rural areas
SNL Direct Investor
A portfolio loan program designed for foreign nationals and those that don't qualify under standard guidelines
Renovation Loans
Financing for the purchase and renovation costs of a fixer-upper property
Refinance
Replace your current mortgage with a new one for better terms or taking cash out
Jumbo Loans
For larger loan amounts that exceed conforming loan limits for more expensive properties
ITIN Loan Program
A solution for borrowers who are non-permanent resident aliens to purchase a home
FHA Home Loans
Low down payment requirement and easier qualification guidelines
Doctor Loan Program
Home loan option designed specifically for members of the medical community
Conventional Loans
Fixed-rate loan program for borrowers with good credit and larger down payments
Construction Loans
Combine financing for a lot purchase, construction and permanent financing into one
Chenoa Fund Loan
Helping families with limited disposable income across the United States purchase their home
Bank Statement Program
Alternative home financing solutions for those who may be self-employed or may not meet standard guidelines
Adjustable-Rate Mortgages
Home loans with a variable interest rate after an initial fixed period
100% Conventional
100% financing combined with the benefits of a conventional loan for first time homebuyers
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Testimonials
“He is professional and personable. It was clear that he was ready to do the work to get the right mortgage for our family.”
“Great guy. Extremely knowledgeable.”
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