Choose the option that best describes your FREE review:

Review My

Purchase Options

What’s my best mortgage option for financing the purchase of a new home?


Review My

Refinance Options

Should I refinance my current mortgage now for better terms or cash out?


Get a Professional

2nd Opinion

I got my loan estimate from a different company. Am I getting a good deal?


Review My

Loan Denial

Another lender denied me. What are my options at this point? Can you help?


Not sure where to start? Let’s chat!

You’ve got questions. We’ve got answers. The right ones! Our live chat lets you get it off your chest. Come on—it’ll be fun!

Jeff Morgan
Utah Loan Expert
Senior Loan Officer | NMLS #256029

Team 101 at Northpointe Bank | Member FDIC | Equal Housing Lender

Let’s go, Utah!

Why Use Review My Mortgage?

  • Work with Utah’s top mortgage team that is ready to review your different mortgage options at no cost

  • Get access to state-specific Utah loan programs that could potentially save you thousands upfront and/or over the life your loan

  • If you already have the best deal and the right loan program—we will let you know, giving you peace of mind

How It Works
How It Works

Utah Loan Programs

The largest portfolio of Utah loan programs at your fingertips

VA Home Loans

Financing for military and veterans with favorable loan terms and interest rates


USDA Home Loans

Home loans with up to 100% financing for homebuyers in eligible rural areas


UHC Score Loan

(Utah Only )

100% financing loan option for first-time or repeat Utah homebuyers with credit challenges


UHC HomeAgain Loan

(Utah Only )

A versatile 100% financing option for repeat and first-time Utah homebuyers


UHC First Home Loan

(Utah Only )

100% financing with a low interest rate for first time Utah homebuyers


Renovation Loans

Financing for the purchase and renovation costs of a fixer-upper property



Replace your current mortgage with a new one for better terms or taking cash out


Jumbo Loans

For larger loan amounts that exceed conforming loan limits for more expensive properties


FHA Home Loans

Low down payment requirement and easier qualification guidelines


Doctor Loan Program

Home loan option designed specifically for members of the medical community


Conventional Loans

Fixed-rate loan program for borrowers with good credit and larger down payments


Construction Loans

Combine financing for a lot purchase, construction and permanent financing into one


Bank Statement Program

Alternative home financing solutions for those who may be self-employed or may not meet standard guidelines


Adjustable-Rate Mortgages

Home loans with a variable interest rate after an initial fixed period


100% Conventional

100% financing combined with the benefits of a conventional loan for first time homebuyers


Ready to go? Let’s Get Started.

My online application is simple!

And a breeze to complete…

Get Started


“Jeff and his team were great!! They communicated well, were prompt, and very professional!! I highly recommend Jeff to you!! We worked with some other lenders and were not impressed at all. The other thing is that Jeff will also help you in the future even if he doesn’t get a fee.”

Mike S, Riverton, UT

“I have worked with a few lenders in the past, and never had the process of buying a home go this smooth. With Jeff and his team it went as stress free as possible, they were able to answer all my questions in a fast and timely manner, and were in general great people to work with.”

Angie R, West Valley City, UT

“Jeff is very knowledgable and was great about laying out the best options to meet our needs. He is very responsive and genuinely cared about us as buyers. The process was seamless considering that we had a very short timeline to close. I would definitely recommend Jeff and his team to anyone looking for a great mortgage company.”

Mike M, South Jordan, UT

“Jeff is super knowledgeable in mortgage finance and has a sharp team that brings all the details together. His operation is efficient and great value. Highly recommended.”

Bernard W, Heber City, UT

“For my wife and I, it was our first home purchase. We were skeptical about the whole experience because our lack of knowledge when it came to mortgage lingo and what we would qualify for. Jeff and his team made it so easy to not only understand everything and each step but to actually listen to us and get the mortgage loan that made sense financially for my wife and I. Looking back we are so grateful we had Jeff on our backs to support us each step of the way and making it possible for my family and I to be in our first home. Would totally recommend Jeff to anyone!”

Chris B, Eagle Mountain, UT