WELCOME, CALIFORNIA!
Choose the option that best describes your FREE review:
Review My
Purchase Options
What’s my best mortgage option for financing the purchase of a new home?
Review My
Current Mortgage
Should I refinance my current mortgage now for better terms or cash out?
Get a Professional
2nd Opinion
I got my loan estimate from a different company. Am I getting a good deal?
Review My
Loan Denial
Another lender denied me. What are my options at this point? Can you help?
Not sure where to start? Let’s chat!
You’ve got questions. We’ve got answers. The right ones! Our live chat lets you get it off your chest. Come on—it’ll be fun!
Billy Nathaniel
California Loan Expert
Senior Loan Officer | NMLS #223892
Dignified Home Loans | Corp NMLS #309234 | CA State Lic # CA-DOC223892 | Equal Housing Lender
Let’s go, California!
Why Use Review My Mortgage?
Work with California’s top mortgage team that is ready to review your different mortgage options at no cost
Get access to state-specific California loan programs that could potentially save you thousands upfront and/or over the life your loan
If you already have the best deal and the right loan program—we will let you know, giving you peace of mind
California Loan Programs
The largest portfolio of California loan programs at your fingertips:
VA Home Loans
Financing for military and veterans with favorable loan terms and interest rates
USDA Home Loans
Home loans with up to 100% financing for homebuyers in eligible rural areas
Renovation Loans
Financing for the purchase and renovation costs of a fixer-upper property
Refinance
Replace your current mortgage with a new one for better terms or taking cash out
MyHome Assistance Program
(California Only 
)
Down payment and closing cost assistance for first time California homebuyers
Jumbo Loans
For larger loan amounts that exceed conforming loan limits for more expensive properties
FHA Home Loans
Low down payment requirement and easier qualification guidelines
Doctor Loan Program
Home loan option designed specifically for members of the medical community
Conventional Loans
Fixed-rate loan program for borrowers with good credit and larger down payments
Construction Loans
Combine financing for a lot purchase, construction and permanent financing into one
CalPLUS Loan Program
(California Only )
Down payment and closing cost assistance for California residents with expanded options
CalHFA Loan Program
(California Only )
Help with closing costs for California borrowers using a zero interest second loan
CalEEM + Grant Program
(California Only )
Grant to help new and existing California homeowners with energy-efficient improvements
CA School Program
(California Only )
Down payment help for California teachers and school employees that are first time homebuyers
Adjustable-Rate Mortgages
Home loans with a variable interest rate after an initial fixed period
Testimonials
“I love how his communication, honesty, timeliness, how friendly, his professionalism, and willingness to go above and beyond to make sure all the is are dotted and the ts crossed.”
“I don’t know much about Dignified Home Loans as a business but I know that the mortgage guy we were put in contact with (Billy Nathaniel) was absolutely phenomenal! He came into our home buying journey right after my family and I went into escrow (sounds crazy I know but the previous lender we were using turned out to be a really bad fit for us). If you ever need a mortgage officer who is going to get stuff done CORRECTLY and very QUICKLY call this company and ask for Billy! I can’t tell you how hard he worked to help get my family and I into our first home! Thank you Billy for being super professional and HONEST. When it comes time to refinance or look for another home you are going to be who I go to!”