WELCOME, CALIFORNIA!

Choose the option that best describes your FREE review:

Review My

Purchase Options

What’s my best mortgage option for financing the purchase of a new home?

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Review My

Current Mortgage

Should I refinance my current mortgage now for better terms or cash out?

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Get a Professional

2nd Opinion

I got my loan estimate from a different company. Am I getting a good deal?

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Review My

Loan Denial

Another lender denied me. What are my options at this point? Can you help?

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Not sure where to start? Let’s chat!

You’ve got questions. We’ve got answers. The right ones! Our live chat lets you get it off your chest. Come on—it’ll be fun!

Billy Nathaniel
California Loan Expert
Senior Loan Officer | NMLS #223892

Dignified Home Loans | Corp NMLS #309234 | CA State Lic # CA-DOC223892 | Equal Housing Lender

Let’s go, California!

Why Use Review My Mortgage?

  • Work with California’s top mortgage team that is ready to review your different mortgage options at no cost

  • Get access to state-specific California loan programs that could potentially save you thousands upfront and/or over the life your loan

  • If you already have the best deal and the right loan program—we will let you know, giving you peace of mind

How It Works
How It Works

California Loan Programs

The largest portfolio of California loan programs at your fingertips:

VA Home Loans

Financing for military and veterans with favorable loan terms and interest rates

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USDA Home Loans

Home loans with up to 100% financing for homebuyers in eligible rural areas

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Renovation Loans

Financing for the purchase and renovation costs of a fixer-upper property

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Refinance

Replace your current mortgage with a new one for better terms or taking cash out

Details

MyHome Assistance Program

(California Only )

Down payment and closing cost assistance for first time California homebuyers

Details

Jumbo Loans

For larger loan amounts that exceed conforming loan limits for more expensive properties

Details

FHA Home Loans

Low down payment requirement and easier qualification guidelines

Details

Doctor Loan Program

Home loan option designed specifically for members of the medical community

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Conventional Loans

Fixed-rate loan program for borrowers with good credit and larger down payments

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Construction Loans

Combine financing for a lot purchase, construction and permanent financing into one

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CalPLUS Loan Program

(California Only )

Down payment and closing cost assistance for California residents with expanded options

Details

CalHFA Loan Program

(California Only )

Help with closing costs for California borrowers using a zero interest second loan

Details

CalEEM + Grant Program

(California Only )

Grant to help new and existing California homeowners with energy-efficient improvements

Details

CA School Program

(California Only )

Down payment help for California teachers and school employees that are first time homebuyers

Details

Adjustable-Rate Mortgages

Home loans with a variable interest rate after an initial fixed period

Details

Testimonials

“I love how his communication, honesty, timeliness, how friendly, his professionalism, and willingness to go above and beyond to make sure all the is are dotted and the ts crossed.”

Ms. Graham, Stockton, CA

“I don’t know much about Dignified Home Loans as a business but I know that the mortgage guy we were put in contact with (Billy Nathaniel) was absolutely phenomenal! He came into our home buying journey right after my family and I went into escrow (sounds crazy I know but the previous lender we were using turned out to be a really bad fit for us). If you ever need a mortgage officer who is going to get stuff done CORRECTLY and very QUICKLY call this company and ask for Billy! I can’t tell you how hard he worked to help get my family and I into our first home! Thank you Billy for being super professional and HONEST. When it comes time to refinance or look for another home you are going to be who I go to!”

Akili M., Modesto, CA