Looking for just the low credit scores home loan programs in Mukilteo, WA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Low Credit Scores Loan Programs
Check out the most popular low credit scores loan programs in Mukilteo, WA
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
HomeReady® Refinance
Most PopularBest For: Low Credit Scores, Lowest Rates
Competitive pricing, affordable mortgage insurance and flexible qualification for refinancing a home with limited income and equity.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$806,500
Low Credit Scores Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Mukilteo, WA:
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
Bayview Jumbo Plus AUS Purchase Loan
Best For: Large Loan Amounts, Low Credit Scores, Easy Qualification
Fixed-rate jumbo mortgage options for loan amounts up to $2 million allowing for credit scores as low as 661.
Min. Credit Score
661
Min. Down Payment
10.01%
Max. Loan Amount
$2,000,000
Special Programs for Low Credit Scores
These additional loan programs available in Mukilteo, WA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
FHA 203(k) Limited Renovation Refinance
Best For: Limited Equity, Low Credit Scores, Home Renovations
A government-insured loan program that provides up to $35,000 for minor remodeling and non-structural repairs.
Min. Credit Score
620
Min. Down Payment
2.25%
Max. Loan Amount
$524,225 - $1,209,750
Up to $35,000 for RenovationsYour Estimated Renovation Fund
Angel Oak - Portfolio Select Mortgage Loan
Best For: Flexible Terms, Low Credit Scores, Cash-Out
Portfolio Select loans from $125k - $2.5 Million.
Min. Credit Score
660
Min. Down Payment
15%
Max. Loan Amount
$2,500,000
Angel Oak - ITIN Mortgage Loan
Best For: Flexible Terms, Large Down Payments, Low Credit Scores
30 year fixed loans from $150k - $3 Million.
Min. Credit Score
660
Min. Down Payment
25%
Max. Loan Amount
$2,500,000
Chenoa Fund FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
600
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
Chenoa Fund FHA Manufactured Home Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
599.98
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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