Looking for just the large down payments home loan programs in Modesto, CA that fit your unique situation? Start your free personalized mortgage review by clicking here.
Large Down Payments Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Modesto, CA:
Flagstar Jumbo Express Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Savvy Investors
Flexible jumbo purchase option with 10% down option, flexible qualification guidelines, and lower credit score requirements.
Min. Credit Score
660
Min. Down Payment
10%
Max. Loan Amount
$3,500,000
Chase Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $3 million—down payments as low as 10.01% and flexible qualification.
Min. Credit Score
680
Min. Down Payment
10.01%
Max. Loan Amount
$3,000,000
Wells Fargo Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Fixed and adjustable-rate jumbo mortgage options for loan amounts up to $3 million—flexible qualification and competitive interest rates.
Min. Credit Score
700
Min. Down Payment
20%
Max. Loan Amount
$3,000,000
AIG Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Lowest Rates
Fixed-rate jumbo mortgage option for loan amounts up to $2 million—also available for second homes and investment properties.
Min. Credit Score
680
Min. Down Payment
20%
Max. Loan Amount
$2,000,000
Citi Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores
Citi's fixed and adjustable-rate jumbo mortgage options can go up to $3 million with flexible qualification and competitive interest rates.
Min. Credit Score
700
Min. Down Payment
20%
Max. Loan Amount
$3,000,000
Special Programs for Large Down Payments
These additional loan programs available in Modesto, CA may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Angel Oak - Foreign National Mortgage Loan
Best For: Flexible Terms, Large Down Payments, Cash-Out
30 year fixed loans from $150k - $3 Million.
Min. Credit Score
N/A
Min. Down Payment
30%
Max. Loan Amount
No Limits
Angel Oak - ITIN Mortgage Loan
Best For: Flexible Terms, Large Down Payments, Low Credit Scores
30 year fixed loans from $150k - $3 Million.
Min. Credit Score
660
Min. Down Payment
25%
Max. Loan Amount
$2,500,000
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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