Loan Program Guide

Explore and narrow down your loan options

Narrow Your Results

1.
Select
YOUR STATE

1. Select Your State

2.
Select your
LOAN PURPOSE

2. Select your Loan Purpose

3.
Maximum
DOWN PAYMENT

3. Maximum Down Payment

4.
Your estimated
CREDIT SCORE

4. Your Estimated Credit Score

Showing 84 results for your search.

100% Conventional

100% financing combined with the benefits of a conventional loan for first time homebuyers

0%

Minimum
Down Payment:

720

Minimum
Credit Score:

1st Time Homebuyer Requirement
100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Adjustable-Rate Mortgages

Home loans with a variable interest rate after an initial fixed period

0%

Minimum
Down Payment:

580

Minimum
Credit Score:

100% Financing Available

Available for: Purchase, Refinance

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

AZ Home Plus
(Arizona Only )

Up to 5% of the total loan amount for Arizona homebuyers in the form of a non-repayable grant

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

AZ Pathway to Purchase
(Arizona Only )

Up to 10% of the purchase price in down payment assistance that is slowly forgiven

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

Property Geographical Limitations
100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Bank Statement Program

Alternative home financing solutions for those who may be self-employed or may not meet standard guidelines

10%

Minimum
Down Payment:

660

Minimum
Credit Score:

Available for: Purchase

Minimum
Down Payment:

10%

Minimum
Credit Score:

10%

Details

CA School Program
(California Only )

Down payment help for California teachers and school employees that are first time homebuyers

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

1st Time Homebuyer Requirement
Job Type Requirement
100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CalEEM + Grant Program
(California Only )

Grant to help new and existing California homeowners with energy-efficient improvements

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

Energy Efficient Mortgage
100% Financing Available

Available for: Purchase, Refinance

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CalHFA Loan Program
(California Only )

Help with closing costs for California borrowers using a zero interest second loan

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CalPLUS Loan Program
(California Only )

Down payment and closing cost assistance for California residents with expanded options

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Chenoa Fund Loan

Helping families with limited disposable income across the United States purchase their home

0%

Minimum
Down Payment:

660

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA Down Payment Grant
(Colorado Only )

Up to 4% in down payment assistance for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA FirstStep Loan
(Colorado Only )

Down payment and closing cost assistance for a variety of Colorado homebuyer types

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA HomeAccess Loan
(Colorado Only )

Helping Colorado buyers with medical expenses and other challenges to purchase their first home

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA Preferred Loan
(Colorado Only )

Reduced mortgage insurance premiums and down payment assistance options for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA Second Mortgage
(Colorado Only )

Up to 4% down payment assistance for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA SectionEight Loan
(Colorado Only )

Bridging the gap between renting and buying for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

CHFA SmartStep Loan
(Colorado Only )

Making homeownership possible for Colorado applicants with discounted mortgage rates

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Chicago Home Buyer
(Illinois Only )

Chicago residents can receive assistance of up to 7% of their loan amount

0%

Minimum
Down Payment:

580

Minimum
Credit Score:

Property Geographical Limitations
100% Financing Available

Available for: Purchase, Refinance

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Construction Loans

Combine financing for a lot purchase, construction and permanent financing into one

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Conventional Loans

Fixed-rate loan program for borrowers with good credit and larger down payments

3%

Minimum
Down Payment:

620

Minimum
Credit Score:

Available for: Purchase, Refinance

Minimum
Down Payment:

3%

Minimum
Credit Score:

3%

Details

DC HPAP Program
(Washington DC Only )

Closing cost and down payment assistance for DC low-to-moderate income first time homebuyers

0%

Minimum
Down Payment:

600

Minimum
Credit Score:

1st Time Homebuyer Requirement
100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

DC Open Doors
(Washington DC Only )

Down payment and closing cost assistance for DC first time and repeat homebuyers

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

DC4ME Program
(Washington DC Only )

Down payment and interest rate assistance to government employees purchasing in DC

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

1st Time Homebuyer Requirement
Job Type Requirement
100% Financing Available

Available for: Purchase

Minimum
Down Payment:

0%

Minimum
Credit Score:

0%

Details

Doctor Loan Program

Home loan option designed specifically for members of the medical community

5%

Minimum
Down Payment:

720

Minimum
Credit Score:

Job Type Requirement

Available for: Purchase

Minimum
Down Payment:

5%

Minimum
Credit Score:

5%

Details

FHA Home Loans

Low down payment requirement and easier qualification guidelines

3.5%

Minimum
Down Payment:

580

Minimum
Credit Score:

Available for: Purchase, Refinance

Minimum
Down Payment:

3.5%

Minimum
Credit Score:

3.5%

Details