Home Loan Programs

Browse one of the largest databases of home loan programs in the entire United States

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Step 1

Select Your State

Step 2

Your Loan Purpose

Step 3

Your Down Payment

Step 4

Your Credit Score

Select a new state or click here to learn about our featured lender program.

Showing 96 Results for your search 

100% Conventional

100% financing combined with the benefits of a conventional loan for first time homebuyers

0%

Minimum
Down Payment:

720

Minimum
Credit Score:

1st Time Homebuyer Requirement
100% Financing Available
Details

Adjustable-Rate Mortgages

Home loans with a variable interest rate after an initial fixed period

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

AZ Home Plus
(Arizona Only )

Up to 5% of the total loan amount for Arizona homebuyers in the form of a non-repayable grant

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available
Details

AZ Pathway to Purchase
(Arizona Only )

Up to 10% of the purchase price in down payment assistance that is slowly forgiven

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

Property Geographical Limitations
100% Financing Available
Details

Bank Statement Program

Alternative home financing solutions for those who may be self-employed or may not meet standard guidelines

10%

Minimum
Down Payment:

660

Minimum
Credit Score:

Details

CA School Program
(California Only )

Down payment help for California teachers and school employees that are first time homebuyers

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

1st Time Homebuyer Requirement
Job Type Requirement
100% Financing Available
Details

CalEEM + Grant Program
(California Only )

Grant to help new and existing California homeowners with energy-efficient improvements

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

Energy Efficient Mortgage
100% Financing Available
Details

CalHFA Loan Program
(California Only )

Help with closing costs for California borrowers using a zero interest second loan

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available
Details

CalPLUS Loan Program
(California Only )

Down payment and closing cost assistance for California residents with expanded options

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available
Details

Chenoa Fund Loan

Helping families with limited disposable income across the United States purchase their home

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA Down Payment Grant
(Colorado Only )

Up to 4% in down payment assistance for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA FirstStep Loan
(Colorado Only )

Down payment and closing cost assistance for a variety of Colorado homebuyer types

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA HomeAccess Loan
(Colorado Only )

Helping Colorado buyers with medical expenses and other challenges to purchase their first home

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA Preferred Loan
(Colorado Only )

Reduced mortgage insurance premiums and down payment assistance options for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA Second Mortgage
(Colorado Only )

Up to 4% down payment assistance for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA SectionEight Loan
(Colorado Only )

Bridging the gap between renting and buying for Colorado homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

CHFA SmartStep Loan
(Colorado Only )

Making homeownership possible for Colorado applicants with discounted mortgage rates

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

Chicago Home Buyer
(Illinois Only )

Chicago residents can receive assistance of up to 7% of their loan amount

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

Property Geographical Limitations
100% Financing Available
Details

Construction Loans

Combine financing for a lot purchase, construction and permanent financing into one

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

100% Financing Available
Details

Conventional Loans

Fixed-rate loan program for borrowers with good credit and larger down payments

3%

Minimum
Down Payment:

620

Minimum
Credit Score:

Details

DC HPAP Program
(Washington DC Only )

Closing cost and down payment assistance for DC low-to-moderate income first time homebuyers

0%

Minimum
Down Payment:

600

Minimum
Credit Score:

1st Time Homebuyer Requirement
100% Financing Available
Details

DC Open Doors
(Washington DC Only )

Down payment and closing cost assistance for DC first time and repeat homebuyers

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

100% Financing Available
Details

DC4ME Program
(Washington DC Only )

Down payment and interest rate assistance to government employees purchasing in DC

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

1st Time Homebuyer Requirement
Job Type Requirement
100% Financing Available
Details

Doctor Loan Program

Home loan option designed specifically for members of the medical community

5%

Minimum
Down Payment:

720

Minimum
Credit Score:

Job Type Requirement
Details

FHA Home Loans

Low down payment requirement and easier qualification guidelines

3.5%

Minimum
Down Payment:

620

Minimum
Credit Score:

Details

First Time Home Owner DPA
(West Virginia Only )

Financial assistance toward down payments and closing costs for first time buyers.

0%

Minimum
Down Payment:

640

Minimum
Credit Score:

1st Time Homebuyer Requirement
100% Financing Available
Details

FIRSTDown
(New Mexico Only )

Down payment and closing cost assistance for eligible New Mexico first time homebuyers

0%

Minimum
Down Payment:

620

Minimum
Credit Score:

1st Time Homebuyer Requirement
100% Financing Available