Is Down Payment Assistance Available for You?

Many buyers assume they earn too much.
Or not enough.
Or that assistance “doesn’t apply to them.”

That’s usually wrong.

What Is Down Payment Assistance (DPA)?

DPA programs may include:

• Grants (no repayment)
• Forgivable second liens
• Deferred payment loans
• Reduced interest rate programs

Each state offers different options.

Who Typically Qualifies?

Eligibility depends on:

• Income limits
• Purchase price limits
• First-time buyer status
• Property location
• Loan type

Many buyers qualify without realizing it.

Why You Should Check Before Applying

Lenders don’t always lead with DPA options.
Sometimes they structure the loan first.

Instead, explore:

• State programs
• FHA + DPA combinations
• Conventional + DPA options
• Payment difference with assistance

LoanBot™ helps surface those possibilities before pressure enters the equation.

You May Need Less Than You Think

Before you delay your purchase…

Download LoanBot™ and explore your real options first.

Education first.
Application second.