Looking for just the lowest rates home loan programs in Arizona that fit your unique situation? Start your free personalized mortgage review by clicking here.
Popular Lowest Rates Loan Programs
Check out the most popular lowest rates loan programs in Arizona
Conventional Purchase Loan
Most PopularBest For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$806,500
FHA Purchase Loan
Most PopularBest For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
Lowest Rates Options for Purchasing a Home
We searched our national mortgage program database to find all of the purchase home loan options specific to Arizona:
Conventional Purchase Loan
Best For: Flexible Terms, Lowest Rates, Savvy Investors
Meet the most popular mortgage program. Flexible financing offering a wide range of attractive benefits to qualified homebuyers across the US.
Min. Credit Score
620
Min. Down Payment
5%
Max. Loan Amount
$806,500
FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
580
Min. Down Payment
3.5%
Max. Loan Amount
$524,225 - $806,500
VA Purchase Loan
Best For: Lowest Rates, Zero Down
VA purchase loan program with no down payment requirement, competitive interest rates, limited closing costs, and no private mortgage insurance.
Min. Credit Score
580
Min. Down Payment
0%
Max. Loan Amount
$806,500
AIG Jumbo Purchase Loan
Best For: Large Down Payments, Large Loan Amounts, High Credit Scores, Lowest Rates
Fixed-rate jumbo mortgage option for loan amounts up to $2 million—also available for second homes and investment properties.
Min. Credit Score
680
Min. Down Payment
20%
Max. Loan Amount
$2,000,000
Special Programs for Lowest Rates
These additional loan programs available in Arizona may provide help for down payment and closing costs, qualification for borrowers who don't fit the traditional mold, and unique portfolio programs for special situations.
Home in Five Advantage 5%
Best For: First Time Homebuyers, Lowest Rates, Zero Down
The Home in Five program provides up to 5% down payment and closing cost assistance for Maricopa County homebuyers.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 5.00% of 1st Loan Amount Program Benefit Amount
Home in Five Advantage 6% Heroes
Best For: First Time Homebuyers, Lowest Rates, Zero Down
The Home in Five Heroes program provides up to 6% down payment assistance for military, teachers, and first responders.
Min. Credit Score
640
Min. Down Payment
0%
Max. Loan Amount
$472,030
Up to 6.00% of 1st Loan Amount Program Benefit Amount
Chenoa Fund FHA Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
600
Min. Down Payment
3.5%
Max. Loan Amount
$498,257 - $776,550
Chenoa Fund FHA Manufactured Home Purchase Loan
Best For: First Time Homebuyers, Low Credit Scores, Lowest Rates, Easy Qualification
Low down payment requirements, easier qualification guidelines, lower rates, and flexible terms for first time homebuyers and beyond.
Min. Credit Score
599.98
Min. Down Payment
3.5%
Max. Loan Amount
$472,030
* Some loan programs may not be offered by all featured lenders of ReviewMyMortgage.com and qualification guidelines may vary between them. Our team makes their best effort to keep loan program information up to date. Loan programs may change without warning. ReviewMyMortgage.com does not guarantee or offer any loan products. ReviewMyMortgage.com is strictly an educational resource hub for consumers.
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